Insurance

Below is the model for just user.insurance.

Model

LikertValue

const LikertValue = {
  type: Number,
  min: 0,
  max: 6,
};

Note

The Likert Values currently go from 0 to 6 on the backend. This may or may not change depending on if we discover any complications from using 0 as a value in calculations.

InsuranceProductData

const InsuranceProductSchema = {
  id: Number,
  productName: String,
  everdaysWrapper: String,
  subtitle: String, // NEW - 8.17.22
  subtitleBold: String, // NEW - 8.17.22
  provider: String,
  providerFullName: String, // NEW - 8.24.22
  providerLogo: String, // NEW - 8.18.22
  type: { type: String, enum: ["wholeLife", "termLife", "finalExpenses"] },
  productIcon: String,
  disqualifiers: [String],
  score: Number,
  highlights: [String],
  objectives: [String],
  negatives: [String],
  fullFeatures: [{ header?: String, copy: String }] // NEW - 8.18.22
};

user.insurance

insurance: {
  objectives: {
        enoughIncomeToRetire: LikertValue,
        coverCareCosts: LikertValue,
        coverFinalExpenses: LikertValue,
        settlePosthumousBills: LikertValue,
        policySize: LikertValue,
        coveragePermanence: LikertValue,
        willingnessToAnswerMoreQuestions: Boolean
      },
      finances: {
        monthlyExpenses: Number,
        monthlyAllowance: Number,
        totalAssets: Number
      },
      lostInsurance: {
        health: { type: Boolean, default: false },
        vision: { type: Boolean, default: false },
        dental: { type: Boolean, default: false },
        life: { type: Boolean, default: false },
        other: []
      },
      health: {
        seriousIllness: Boolean,
        inCare: Boolean,
        practiceSelfCare: Boolean,
        smoker: Boolean,
        sleepWell: Boolean,
        drinker: Boolean,
        exerciser: Boolean,
        height: Number, // inches,
        weight: Number, // lbs
        bmi: Number
      },
      matches: {
        lastCalculated: Date,
        bestMatch: InsuranceProductSchema,
        remainingMatches: [InsuranceProductSchema]
      },
      selectedProduct: {
        productData: InsuranceProductSchema,
        dateSelected: Date,
        wasRejected: Boolean
      },
      rejectedProducts: [
        {
          _id: false,
          dateRejected: Date,
          type: { type: String, enum: ['finalExpenses', 'termLife', 'wholeLife'] },
          provider: { type: String, enum: ['aa', 'vantis'] }
        }
      ]
}